I really didn't know what I was doing when I started playing. I rolled a white, lower-middle-class, agnostic male. I ended up developing the obese flaw along the way, but I became pretty good with the Performance (Act) skill, and I earned the Diligent Worker merit doing lots of thankless jobs. Due to some really bad Diplomacy and Knowledge checks while my character was in college, I was forced to move somewhere I can't use any of my good skills, and now I'm sinking in debt and doubting every decision I've ever made.
I'm thinking about just offing my character and hoping that the DM has been playing with reincarnation rules, but considering that I chose agnosticism as a religion, it'll probably come back to bite me in the ass.