>>11717241Nope. Smoke weed twice a week from my own plants I grow over the summer (it's got to last until the next summer), have for decades. Might be able to count on a hand in a year I go out to get drunk with friends. Play golf when able.
Once you've got kids out of school, house paid for, cars paid for (buy used always better deal and after market parts used are cheaper). I do my own handy work.
When I started my career I worked the 12 hours days for decades, for sweet fuck all, I got sick of it and built a IT Contracting business.
Save for the rainy day, invest if timing is good and when shitty times like now pop up you've got a bit of padding to protect yourself from morons running the world.
Plus I charge people $600 - $800 a day to fix poorly implemented technical messes. I've worked for all sorts. Memory helps a lot, also saves my clients money the faster I can get something done and that requires a large memory space. Some of my more interesting projects are under non disclosure so it's a big no-no re-purposing material directly from a project. Thousands of pages of documentation and process, if you can get it on paper fast, lab fast then you can deliver it and move on to the next gig.
I still do 12 hour days if the project calls for it. mostly I'll hire a guy to help out because the way taxes work it's cheaper tax wise if I do.
However this is memory management, not money management. There are a million guys out there selling schemes right now and I wouldn't trust any of them.