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One thing people tend to forget about Rand's fiction is that the most important part of those stories are not the economical implications of her philosophy, but the moral ones.
Try stripping away anything economical from it and what do you have left? An objective axiom against any and all kinds of slavery, INCLUDING debt/wage slavery. It's funny that people apply her views to a population of people (but I can understand why they do) when they should be looked at in the case of the individual. Would you say it is wrong to only life your life by your own will, and not the will imposed on you by force? I consider myself a pretty moral guy, at least in the average american sense, and I love supporting charities that work to make our world a better place, but I also fully subscribe to Rand's philosophical view. Now all my adult life, I've been told that I shouldn't give to charities if I like Rand's works. Why the hell not? Is it not my choice to do with my wealth as I see fit?
People stopped realizing, or either do not realize, that Rand is not against charitable acts, she was against FORCING charitable acts. And I think anyone with a brain could see why.